Halal. Ethical. Trusted.
Your path to a
halal home
No debt. No Interest. 100% Halal Home Finance
Halal car finance made simple — available to all applicants (subject to approval)
OUR PRODUCTS
Finance solutions guided by faith
Explore Shariah-compliant finance options for buying a home, growing your property portfolio, bridging short-term needs and funding commercial property.
Own your home
Take your first step towards home ownership with halal home finance designed around Islamic principles.
Build your portfolio
Shariah-compliant buy-to-let finance for landlords and investors looking to grow through property.
Bridge your next move
Short-term finance for purchases, auctions, renovations and time-sensitive property opportunities.
Commerical Finance
Commercial property finance for business premises, investment properties and refinancing needs.
QUICK APPLICATION
Apply in under 60 seconds
Start with a simple online form so we can understand your needs and budget — no paperwork, no hassle.
GET MATCHED
We find the right halal solution for you
Our team reviews your details and matches you with a Shariah-compliant finance option tailored to your situation.
APPROVAL & OFFER
Receive your personalised quote
You’ll get a clear, transparent offer with no interest, no hidden fees — just straightforward terms.
DRIVE AWAY
Secure your car and get on the road
Once approved, we handle the process so you can drive away confidently with halal finance in place.
How much could you finance?
Use our calculator to get an idea of how much you could finance with Baseera based on your deposit, salary and number of applicants.
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Estimated finance amount
This is an illustration to give you an estimate and help guide you. It is based on your combined income and our current criteria. The amount you could finance will depend on a full review of your circumstances, including affordability assessments, credit history and other factors. Rates are subject to change.
What is halal car finance?
Halal car finance is structured in line with Islamic principles. Instead of charging interest, it is based on shared ownership or leasing, ensuring the agreement is fair and Shariah-compliant.
Is there any interest involved?
No. Our finance is completely free from interest (riba). Payments are structured transparently, so you always know exactly what you’re paying.
Who can apply?
Anyone can apply, regardless of background or employment status. Approval is subject to eligibility and affordability checks.
How long does the process take?
Most applications are reviewed quickly, and you can receive a decision within a short time. The full process is designed to be fast and straightforward.
Do I need a deposit?
In many cases, yes — but deposit amounts can vary. We aim to offer flexible options depending on your situation.
Can I choose any car?
Yes, you can choose from a wide range of vehicles. We’ll help ensure the car fits within your approved finance terms.
What credit score do I need?
We work with a wide range of credit profiles. Whether your credit is excellent, fair, or improving, we’ll aim to find a suitable option for you.
Is this really Shariah-compliant?
Yes. The finance structure follows Islamic principles and avoids interest, focusing instead on ethical and transparent agreements.
Is this available across the UK?
Yes, our halal car finance options are available to applicants across the UK, subject to eligibility.
Are there mileage limits?
This depends on the finance structure, but we’ll clearly outline any limits before you proceed.
